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Billing

HOME > International Health Care Center > Severance Hospital > Billing

Billing
If your insurance is contracted with Severance hospital, please pay only at the Int’l Health Care Center for direct billing.
Otherwise, patients are required to pay upfront and claim for reimbursement.
Please check what documents are necessary to submit claims prior to your visit to the hospital.
We accept Korean cash and most major credit cards(VISA, Master, American Express).
 
Patients should be familiar with their insurance policies, and be aware that not all services offered at Severance Hospital may be covered by their insurance plan. It is the responsibility of the patients to pay the necessary deductibles, co-payments, and non-covered items to Severance Hospital.
 
 

Direct Billing

Severance Hospital has established direct billing agreements with the following insurance companies/agencies:( This information is currently up-to-date as of May 8, 2015)


•Abu Dhabi Military Attache

•AETNA International
•American Foreign Service Protective Association (Foreign Service Benefit Plan)

•Aramco (Cigna)
•CIGNA International (Global Health Benefits)
•Embassy of the United States of America
•Embassy of India
•Embassy of Angola

•Embassy of Malaysia

•Embassy of the Sultanate of Oman
•Embassy of Saudi Arabia (including cultural mission Seoul)

•Euro-Center (Admission only)

•GeoBlue 
•HAAD (Health Authority of Abu Dhabi)

•Healix International

•HTH Worldwide 

•International SOS

•KBM
•MSH China (Admission only)

•Prestige

•Seoul Foreign School
•Seven Corners (ASPE)
•TRICARE Overseas Program
•United Healthcare Global



Please present the original insurance card or necessary documents issued by your insurance company when visiting the International Health Care Center at Severance Hospital.
Depending on the type of your insurances, you need to have a Guarantee of payment issued prior to your visit in order to use direct billing.


Pharmacy

Please keep in mind that due to the Medical Reform Law effective July 1, 2000, outpatients, with some exceptions, will not be able to purchase medication from the hospital pharmacy. Outpatient medications will need to be paid for and obtained at a pharmacy outside of the hospital. In the case of outpatient medication reimbursements, please work with your insurance company as you normally have in the past to obtain the necessary reimbursements.

International Patients with Korean Health Insurance

Severance Hospital is a tertiary level hospital, and under the stipulations of Korean Health Care Regulations, patients are required to visit primary level or secondary level health care facilities before they can proceed on to tertiary level health care facilities.

Please be advised that those who have Korean National Health Insurance must follow the proper protocol to receive treatment at Severance Hospital. There are two options for patients seeking tertiary level or specialized treatment:

Patients preferring to use outside primary level or secondary level health care facilities must bring in a referral if they need to be seen by a specialist at Severance Hospital. The referral should be brought to the International Health Care Center on the initial check-in date and steps will be taken to arrange for a specialist to be seen.

Referrals to see a specialist at Severance Hospital may also be issued by an International Health Care Center physician. While located within a tertiary level health care facility, the International Health Care Center acts as a primary level health facility and is therefore able to issue referrals to see tertiary level physicians.

If being referred within Severance Hospital, please note that you will be billed for both your visit with the specialist and your visit with the referring doctor.

Choosing Your Physician

Please be reminded that your bill may be associated with extra fees, depending on your selected physician. These additional fees, assigned by the Ministry of Health, Welfare and Family Affairs, are structured in accordance to the level and experience of your physician.
Physicians eligible for the application of extra fees, referred to as 선택진료 (SuntaekJinryo) or Dr’s Fee, are those who have been practicing in their specialties for 10 or more years or have the status of a professor at a university hospital.
If visiting a physician eligible for the application of extra fees, please note that there will be an ordering fee per every item (i.e. x-rays, labs, etc.) ordered by your physician, and will be applied to your doctor’s fee. As a result, your doctor’s fee will be comprised of the base doctor’s consultation fee and the ordering fee (per every item ordered).
If any of this is of concern to you, please inform the staff of what type of doctor you would like to visit or of any questions you may have.
 

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